Skip to main content
Secured Business Loans

Yellow Goods Finance Solutions

Empowering Your Business with Flexible and Reliable Financing for Light Commercial Vehicles

From construction and earthmoving to warehousing and agricultural work, yellow goods are the backbone of numerous industries. Whether you’re looking for an excavator, bulldozer, or forklift, SME Lend’s tailored finance solutions are designed to empower your business with the tools it needs to thrive. We offer fast, flexible, and competitive yellow goods financing options to keep your operations moving forward seamlessly.

Get a Free Quote

Contact Us for a FREE QUOTE

Fill out the form below for a quick quote!

What is Yellow Goods Financing?

Yellow goods refer to light commercial vehicles that are essential for various industries, including construction, trade, logistics, and service-based businesses. These vehicles, often painted in vibrant yellow for high visibility, play a crucial role in daily operations, enabling businesses to transport goods, equipment, and personnel efficiently and safely.


At SME Lend, we specialize in providing tailored financing solutions for yellow goods, ensuring that your business has access to the reliable vehicles it needs without the burden of hefty upfront costs. Whether you’re upgrading your fleet, expanding your operations, or acquiring your first commercial vehicle, our finance options are designed to support your business growth and operational efficiency.

Apply Now

Why Choose SME Lend for Yellow Goods Finance?

At SME Lend, we understand the capital-intensive nature of purchasing yellow goods. We specialize in providing financing solutions that are flexible, affordable, and tailored to your specific business needs. Here's why we are the ideal finance partner for your yellow goods acquisition:

Industry-Specific Expertise:
With extensive experience in financing light commercial vehicles, we understand the unique needs of various industries. Our knowledgeable team provides customized finance solutions that align with your business requirements and growth objectives.

Access to Leading Lenders:
We partner with over 60 trusted lenders, giving you access to a wide range of loan products and competitive interest rates. This ensures you receive the best possible financing options tailored to your financial situation.

Fast and Simple Approval Process:
Time is critical for your business operations. Our streamlined application and approval process ensures you receive financing quickly, often within 24-48 hours, allowing you to get your vehicles without unnecessary delays.

100% Financing Available:
Finance up to 100% of your yellow goods’ cost, eliminating the need for a hefty down payment. This allows you to preserve your capital for other important business investments.

Yellow Goods Brands We Finance

At SME Lend, we finance a wide range of leading yellow goods brands, ensuring you have access to high-quality, reliable vehicles that meet your business needs. Our partnerships with top manufacturers allow us to offer competitive financing solutions for various models and specifications.

Our Promise to You

At SME Lend, we’re committed to providing more than just financing. We strive to build lasting partnerships with our clients by offering comprehensive support and tailored solutions that drive your business forward. Here’s what you can expect when you choose us:

Fast Approvals and Transparent Process:
Our efficient approval process ensures you receive financing decisions quickly, with full transparency every step of the way. No hidden fees or unexpected charges—just straightforward, honest service.

Dedicated Support from Finance Specialists:
Our team of finance experts is always available to assist you. From selecting the right vehicle to finalizing your loan, we provide personalized support to ensure a smooth and hassle-free experience.

Customized Financial Solutions:
Every business is unique, and so are your financing needs. We work closely with you to design a finance plan that fits your specific requirements, whether you need a single vehicle or an entire fleet.

Competitive Rates and Flexible Terms:
Leveraging our strong relationships with multiple lenders, we secure the most competitive interest rates and flexible repayment terms, helping you manage your finances effectively.

The SME Lend team is here whenever you need us. Reach out to our  Finance Specialists at 1800958400 or email us at approvalsteam@smelend.com.au for a personalized quote today!

Strong Relationships & Exceptional Service

At SME Lend, we pride ourselves on building strong, lasting relationships with our clients and lenders. Our commitment to exceptional service ensures that you receive personalized support and the best financing solutions tailored to your business needs


 We understand the importance of having reliable yellow goods to keep your operations running smoothly, and we’re dedicated to helping you secure the right vehicles with flexible, competitive financing options.

Apply for Yellow Goods Finance Today
  • Personalized Service: Our finance specialists take the time to understand your business needs, offering customized solutions that support your growth and operational efficiency.
  • Comprehensive Support: From initial application to final approval and beyond, we provide continuous support to ensure your financing experience is seamless and stress-free.
  • Trusted Partnerships: Our strong relationships with over 60 leading lenders enable us to offer a diverse range of financing products, ensuring you get the best possible terms and rates.

    • Trusted by Leading Lenders

    SME Lend partners with over 40 reputable lenders, providing access to a vast array of loan products tailored to your yellow goods financing needs. Our trusted lender network ensures you receive the best possible rates and terms, backed by reliable financial institutions that understand the importance of your business operations.

    How to Apply for Yellow Goods Finance

    ​​Submit Your Application

    Fill out our easy online application form, providing essential details about your business and the vehicle you wish to finance. Our finance specialists will review your application promptly.

    Get Approval

    Once your application is submitted, our team works quickly to process it. You can expect to receive a financing decision within 24-48 hours, allowing you to move forward without delays.

    Choose Your Vehicle

    Select the yellow goods vehicle that best fits your business needs from any reputable dealership or private seller. We work with a wide range of brands and models to ensure you find the perfect match.

    Finalize your Finance Agreement

    After selecting your vehicle, finalize the finance agreement with the assistance of our dedicated specialists. We ensure all terms are clear and tailored to your requirements.

    Contact Us for a FREE QUOTE

    Fill out the form below for a quick quote!

    FREQUENTLY ASKED QUESTIONS

    Our most commonly asked Yellow Goods finance question answered below:

    What is considered "Yellow Goods" for financing purposes?

    "Yellow Goods" typically refers to heavy equipment and machinery used in construction, mining, agriculture, and other industrial sectors. This includes excavators, bulldozers, backhoes, loaders, and other essential heavy machinery.

    What types of yellow goods can I finance?

    We finance a wide range of yellow goods, including excavators, bulldozers, wheel loaders, graders, cranes, and more. We can also discuss financing for specialized equipment depending on your industry needs

    Are both new and used yellow goods eligible for financing?

    Yes, financing is available for both new and pre-owned yellow goods. We understand that used equipment can offer value and reliability, so we provide flexible financing options for all types of machinery.

    What are the minimum requirements to qualify for yellow goods financing?

    Basic requirements include a solid credit history, proof of income or business revenue, and experience in the industry. Some options may be available for customers with lower credit scores or newer businesses, though terms may vary.

    How much down payment is required for financing yellow goods?

    The down payment typically ranges from 10-30%, depending on your credit profile, the equipment's age and condition, and other financing details.

    What loan terms are available for yellow goods financing?

    Loan terms for yellow goods financing usually range from 12 to 72 months. We offer flexible terms to fit your project timelines and budget requirements.

    Can I lease yellow goods instead of financing them through a loan?

    Yes, we offer leasing options, which may be beneficial if you’re looking to reduce monthly payments or avoid ownership responsibilities. Leasing is a great choice if you prefer flexibility or need equipment temporarily.

    Are there any specific documents required for yellow goods financing?

    Yes, typically required documents include identification, financial statements or tax returns, business registration, and details of the equipment you wish to finance.

    What interest rates can I expect for yellow goods financing?

    Interest rates vary based on credit history, equipment type, loan term, and market conditions. Rates generally range between 5-15%, with better rates for those with strong credit profiles.

    Are there tax benefits to financing yellow goods?

    Yes, businesses may qualify for tax benefits on financed equipment. Deductions may be available on interest payments, and depreciation may also be deductible, potentially reducing tax liability. Consult a tax advisor for detailed information.

    Can I finance multiple pieces of yellow goods at once?

    Absolutely. We provide multi-equipment financing solutions, which are ideal for businesses looking to scale their operations or add a fleet of heavy machinery.

    What happens if I need to upgrade or trade in my yellow goods?

    We offer upgrade and trade-in programs to help you replace or enhance your equipment as your business needs change. Contact us for options on refinancing or trading in your current machinery.

    Can I qualify for financing if I have a low credit score?

    Yes, we offer options for varying credit profiles, though terms may differ. In some cases, additional collateral or a higher down payment may be required.

    Are there any additional fees associated with yellow goods financing?

    Potential fees may include application fees, processing fees, or late payment fees. It’s best to review your specific financing agreement for a breakdown of applicable fees.

    What should I do if I experience financial difficulties during my loan term?

    If you encounter payment difficulties, reach out to us as soon as possible. We can explore options such as payment deferrals or restructuring to help you manage financial challenges.

    Can I pay off my loan early, and is there a penalty for doing so?

    Many lenders offer early payoff options, although some may impose a penalty fee. Check your financing agreement to understand any early payoff terms or fees.

    Is insurance required for financed yellow goods?

    Yes, insurance is generally required to protect both your investment and the lender's interest in the financed equipment. We can recommend trusted insurance providers to ensure adequate coverage.

    How long does the financing approval process take?

    Once all documents are submitted, the approval process typically takes 3-7 business days. For larger or specialized equipment, approval may take slightly longer.

    What is the minimum and maximum amount I can finance for yellow goods?

    Minimum financing amounts vary by lender but usually start around $10,000. Maximum amounts can reach several million dollars, depending on the cost of the equipment and your eligibility.

    How can I start the application process for yellow goods financing?

    To get started, fill out our online application form or contact our finance team directly. We’ll guide you through each step, ensuring a smooth and efficient application process.