Access Equipment Financing

Empowering Your Business With Boom & Scissors Lift At SME LEND, we understand the importance of reliable and efficient access equipment for businesses across industries such as construction, warehousing, and maintenance. Whether you're investing in boom lifts for high-reach operations or scissor lifts for enhanced vertical mobility, our tailored financing solutions ensure you can acquire the equipment you need without financial strain.

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Fill out the form below for a quick quote!

Assets/Loan Type *
Financed Amount (incl GST) *
Name *
Phone Number *
Email *
When is the best time for us to contact you? *

Access Equipment Brands We Finance

At SME Lend, we finance a wide range of leading Access Equipment brands, ensuring you have access to high-quality, reliable vehicles that meet your business needs. Our partnerships with top manufacturers allow us to offer competitive financing solutions for various models and specifications.

Benefits of Financing Access Equipment with SME LEND

Preserve Cash Flow

Avoid large upfront costs by spreading payments over time, allowing you to maintain liquidity for other operational needs.

Improve Operational Efficiency

With access equipment like boom and scissor lifts, you can increase productivity and enhance workplace safety, giving your business a competitive edge.

Access to Leading Equipment Brands

Our financing solutions cover a wide range of high-quality access equipment from top manufacturers, ensuring you get the best tools for your business.

Tax Advantages

Depending on your chosen financing option, you may benefit from potential tax deductions, helping you save money while investing in your business.

Why Choose SME LEND for Access Equipment Financing?

At SME Lend, we understand the capital-intensive nature of purchasing Access Equipment. We specialize in providing financing solutions that are flexible, affordable, and tailored to your specific business needs. Here's why we are the ideal finance partner for your Access Equipment acquisition:

Affordable Financing for Access Equipment

Purchasing or upgrading access equipment can be a significant investment, but we make it manageable with our affordable financing plans. From brand-new models to pre-owned options, we help you secure the equipment you need while preserving your working capital.

Financing Options for All Business Sizes

Whether you're a small startup or an established enterprise, we offer flexible financing terms designed to suit your unique financial structure. With access to a vast network of trusted lenders, we’ll find the perfect solution for your business.

Support for a Wide Range of Equipment

We finance all types of access equipment, including:

Boom Lifts: Ideal for high-reach jobs such as construction, maintenance, and tree care.
Scissor Lifts: Perfect for indoor and outdoor tasks requiring stable, vertical elevation.

Tailored to Your Industry Needs

From construction sites to warehouse operations, our team understands the challenges of your industry and provides financing solutions that align with your project timelines and operational goals.

Our Promise to You

At SME LEND, Our goal is to empower you with the right tools and resources to drive growth and achieve long-term success. With us as your partner, you can focus on building your business with confidence.

The SME Lend team is here whenever you need us. Reach out to our Finance Specialists at or email us at approvalsteam@smelend.com.au for a personalized quote today for a personalized quote today!

Personalized Financing: We design financing solutions tailored to your specific needs, ensuring they align with your business goals and operational requirements. Whether you’re purchasing new equipment or upgrading existing assets, our plans are crafted to support your growth.

Fast Processing: Time is of the essence, and we understand the importance of minimizing downtime. That’s why our approval process is streamlined to provide you with quick decisions, often within 24–48 hours, so you can stay focused on your operations.

Expert Advice: Our team of experienced professionals brings industry knowledge and insight to guide you through the financing process.

Reliable Support: We are with you every step of the way, offering continuous support from the initial application to the final payment.

Trusted by Leading Lenders

SME Lend partners with over 40 reputable lenders, providing access to a vast array of loan products tailored to your Access Equipment financing needs. Our trusted lender network ensures you receive the best possible rates and terms, backed by reliable financial institutions that understand the importance of your business operations.

How Does Our Access Equipment Financing Work?

Apply Online

Start with our simple online application. Provide basic details about your business and equipment requirements.

Quick Approval Process

Once we receive your application, our team will work to secure pre-approval within 24–48 hours.

Choose Your Equipment

Whether you’re purchasing new or used boom/scissor lifts, we’ll help you finalize the purchase with seamless financing.

Grow Your Business

With your new access equipment in place, you’ll be ready to take on more projects, improve efficiency, and drive growth.

Contact Us for a FREE QUOTE

Fill out the form below for a quick quote!

Assets/Loan Type *
Financed Amount (incl GST) *
Name *
Phone Number *
Email *
When is the best time for us to contact you? *

Frequently Asked Questions (FAQ)

Can I finance a used UTE through SME Lend?

Yes, we offer financing for both new and used UTEs. This allows you the flexibility to choose a vehicle that fits your budget, whether from a dealership or a private seller.

What documents do I need to apply for UTE finance?

Typically, you’ll need proof of income, identification, and business details. Our team will guide you through the documentation requirements, making the process straightforward and hassle-free.

Can I finance multiple UTEs for my business?

Absolutely. We offer fleet financing options that allow you to finance several UTEs, which is ideal for businesses looking to expand their operations.

How long does the approval process take?

Our streamlined process means you can receive an approval decision within 24-48 hours, allowing you to get on the road with your new UTE quickly.

Is a deposit required to finance a UTE?

No deposit? No problem. We offer up to 100% finance solutions, meaning you can finance the full cost of the UTE without needing an upfront payment.

What is the minimum and maximum loan term available?

We offer flexible loan terms typically ranging from 12 to 60 months. This allows you to choose a repayment schedule that best suits your cash flow and financial planning.

Can I get a loan even if my credit score is less than perfect?

Yes, we work with a network of lenders who consider a variety of credit backgrounds. While terms may vary, our finance specialists will help you find the best option available.

Can I pay off my UTE loan early without penalties?

Some of our loan options offer early repayment without additional fees. Be sure to discuss this with our team to select a financing option that allows for flexible repayment terms.

Does SME Lend offer insurance options for my UTE?

Yes, we can guide you through securing comprehensive insurance for your UTE, providing added peace of mind for your investment.

Are there any additional fees I should be aware of?

Fees and charges vary depending on the lender and loan product. Our specialists will provide a transparent breakdown of any fees associated with your financing options, so you know exactly what to expect.

What types of UTEs can I finance through SME Lend?

We finance a wide range of UTE models from popular brands like Toyota, Ford, Nissan, Volkswagen, and more. Whether it’s a basic workhorse or a fully equipped UTE, we’ve got you covered.

Can I customize my UTE with accessories and include it in the finance amount?

Yes, depending on the lender, we can help you finance additional accessories or modifications that make the UTE more suitable for your business needs. Talk to us about the options available.

What happens if I miss a payment on my UTE loan?

If you miss a payment, it’s essential to contact us or your lender immediately. Most lenders offer options to manage temporary financial setbacks, but late fees or penalties may apply.

How is my interest rate determined?

Your interest rate is based on factors such as credit score, loan term, vehicle type, and down payment (if any). With access to multiple lenders, we work to find the most competitive rate for you.

Can I refinance my current UTE loan with SME Lend?

Yes, we offer refinancing options if you're looking for a better rate or more flexible terms. Our team can help you determine if refinancing is a good option for your situation.

Are there tax benefits to financing a UTE for business purposes?

Financing a UTE for business use may provide certain tax advantages. We recommend consulting with a tax professional to understand the benefits available for your business.

Is UTE financing available for sole traders or small businesses?

Yes, our financing options cater to businesses of all sizes, including sole traders, small businesses, and larger enterprises. We understand the unique needs of each and provide tailored solutions.

What’s the difference between leasing and financing a UTE?

Financing allows you to own the UTE once the loan is paid off, whereas leasing typically involves renting the vehicle for a set period with the option to purchase at the end. We can help you determine which option is best for your needs.

Will applying for UTE finance affect my credit score?

A hard credit inquiry may impact your credit score slightly. However, we aim to help you make an informed decision with minimal effect on your credit profile.

Can I use my UTE for personal use if it's financed through SME Lend?

Yes, you can use your UTE for personal purposes as well. Just keep in mind that it should primarily serve your business if you’re looking to claim potential tax deductions.

How do I know which loan term is best for my business?

Shorter loan terms may save on interest, while longer terms offer lower monthly payments. Our finance specialists can help you evaluate your cash flow and financial goals to select the best term.

Do you offer balloon payment options for UTE financing?

Yes, we offer balloon payment options that allow you to reduce monthly payments by deferring a portion of the loan amount until the end of the term. This can be helpful for managing cash flow.

Can I choose any dealership to purchase my UTE?

Yes, you’re free to choose any reputable dealership or private seller for your UTE purchase. We’ll work with them to finalize your financing arrangement.

Does SME Lend offer financing for other vehicles or equipment?

Absolutely. In addition to UTEs, we provide financing for a wide range of vehicles and equipment tailored to support your business needs. Contact us for details.

Can I add a co-borrower to my UTE loan application?

Yes, in many cases, adding a co-borrower may improve your chances of approval or qualify you for better loan terms. We’ll guide you on how to apply with a co-borrower if needed.

Contact Us

Need more information? Reach out to our finance specialists who can answer all your questions and help you secure the best UTE finance option.

Phone: 1800958400

Email: approvalsteam@smelend.com.au

Office Hours: Monday - Friday, 9:00 AM - 5:00 PM

Ready to Elevate Your Business?

With SME LEND, you can acquire the boom and scissor lifts you need to elevate your operations without the financial strain. [Apply Now] or [Contact Us Today] to learn how our tailored financing solutions can support your business goals.