Before you apply, make sure you meet the following criteria.

Since the loans are for Business Purposes:

1) The borrowing entity Must be an Pty Ltd Company,   

(Company Trust structures are also acceptable).

All loans are secured by Property using a First or in most cases a Second Mortgage, 

so you can keep your existing First Mortgage Bank in place..  

2) The person who is on the title deeds as the owner must be getting a clear benefit 

for providing a personal guarantee and pledging their property as collateral security, 

via a registered first or second Mortgage.

Loan terms of up to 3 Years are available.  

3) You need to have a method to pay the loan back in full by the end of the loan term.  

We call this an Exit Strategy.  How do you plan on exiting the loan at the end of the term?  

Make sure your plans are realistically achievable.

4) You must have sufficient equity in the property