Our equipment finance options cover a wide range of assets, including vehicles, machinery, IT systems, and more. With customizable loan structures, competitive rates, and flexible repayment terms, we ensure that your financing fits your specific business needs.
Our equipment finance options cover a wide range of assets, including vehicles, machinery, IT systems, and more. With customizable loan structures, competitive rates, and flexible repayment terms, we ensure that your financing fits your specific business needs.

Explore our finance solutions based on asset types below:
Primary Assets
Primary assets are critical, high-value equipment that businesses use for core operations, from transportation to construction. We offer finance options for a broad range of primary assets to help you grow your business, boost productivity, and improve profitability.
Here are some examples of the assets we finance:
- Cars & Utes: Suitable for business fleets and daily operations.
- SUVs & Vans: Ideal for delivery and logistics companies.
- Buses (Mini, Large, Coaches): Perfect for public transport or long-distance travel businesses.
- Small & Heavy Trucks: Whether you're transporting goods locally or across the country, we have solutions for all types of trucks.
- Agricultural Machinery: Keep your farm running smoothly with financing for tractors, harvesters, and other agricultural equipment.
- Construction and Earthmoving Equipment: Get the machinery you need for large-scale projects, from bulldozers to excavators.
- Materials Handling Equipment: Forklifts, boom lifts, and scissor lifts to streamline your warehouse operations.
Secondary Assets
Secondary assets are specialized equipment tailored to specific industries. These assets may not be essential for day-to-day operations but are necessary for expanding services or improving business efficiencies.
Here are some examples of the assets we finance:
- Medical, Dental, and Laboratory Equipment: Keep your healthcare or lab business on the cutting edge with modern medical equipment.
- Mining Equipment: Specialized machinery for mining operations.
- Trade Tools and Attachments for Earthmoving: Equip your team with the tools they need to get the job done.
- Plant Services and Manufacturing Equipment: Ensure your production line never skips a beat with state-of-the-art manufacturing equipment.
- Printing and Packaging Equipment: Tailored finance options for companies in the print and packaging industries.
Tertiary Assets
Tertiary Assets
Tertiary assets are often categorized as auxiliary equipment or technology - driven solutions that help businesses run more efficiently, streamline processes, or offer better customer experiences.
Here are some examples of the assets we finance:
- Fitness Equipment: Perfect for gyms, fitness centers, or wellness businesses.
- Point of Sale (POS) Systems: Ensure your business is equipped to handle transactions seamlessly.
- AV and Video Conferencing Equipment: Equip your office or event space with the latest technology.
- IT Hardware and Software: Get the IT infrastructure you need to keep your operations running smoothly.
- Sustainability Equipment: Financing options for EV charging stations, solar systems, and other eco-friendly technologies.
Why Choose SME Lend for Equipment Finance?
Why Choose SME Lend for Equipment Finance?

Tailored Solutions
Our finance packages are designed to meet the unique needs of your business, ensuring you get the right assets without compromising cash flow.
Flexible Terms
We offer flexible repayment terms, from short to long-term options, allowing you to spread costs over a period that suits your cash flow.
Competitive Rates
Enjoy competitive interest rates that help keep costs manageable while your business grows.
Fast Approval
Time is money, and we understand that. We offer a streamlined application process, ensuring that you can secure financing quickly when you need it most.
Expert Guidance
: Our team of finance experts is available to guide you through the process, offering advice tailored to your industry and business goals.
How to Apply for Equipment Finance
How to Apply for Equipment Finance
Ready to acquire the equipment your business needs to thrive? Apply today by filling out our quick and easy application form or contacting one of our equipment finance specialists.